Okay, it is the 21st of May only 10 days left of the month. I can’t let the chance pass me by, I would regret not entering if I had a chance to win but did not because I did not enter. I have started this contest two times and deleted what I wrote. I just find it such a downer to write about regrets and I try to always see to positive side of things. So here is my list of regrets.

1. I regret waiting so long to go to college. I never knew my father went to college, I found out after I had already had my aunt help me finish my application for school. The positive side is now that I have gone to college; my brothers (older and younger) are now in college because I opened that topic of conversation.

2. I regret not having my husband pull his credit report while we were dating. If I had, I would have discovered that my husband didn't really know how much debt he had also it could have been cleaned up prior to marriage and we could have saved ourselves some money when we asked for settlements on his outstanding debts.

3. I regret that I was in such a rush to buy a home. Yes we had 20% down and I made sure we could have afforded it on one of our incomes, but I never figured what would happen if both our incomes dropped. I also did not realize the amount of work involved in owning a home.

4. I regret that I didn't buy into the company stock program at a higher percent at my last job while I was single. I sold the stock after our son came so I could stay home with him, if I would have bought more stock instead of whatever it was I was wasting my money on at the time, I could have stayed home with our son longer.

5. I regret that I did not switch my retirement account into a riskier group sooner. For so long I could have made more money with my retirement account in a CD at a bank. Also I regret not putting more into the retirement account at my last job while I was single.

6. I regret not realizing sooner, that my parents did not want to be parents and that I was the BABY had to try to keep a failing marriage together. For the longest time I really was hurt that my parents did not want to look out for me. I was hoping that they could be super grandparents because they were not really parents.

7. I regret that I only realized lately that I take after my father, who needs to be the rescuer in any relationship. I know I look to rescue people and have done so in every relationship I have been in. It gets tiring always rescuing some one; they don’t learn if you recue them they need to fall in order to see what they did wrong.

8. I regret not realizing that my husband was an Orange personality sooner. That is the life of the party guy. He tends to stretch the truth (it is part of his personality). It is when he stretches the truth and I use that to make an expectation when my feelings get hurt. So realizing he maybe stretching the truth and to lower my expectations automatically helps everyone come out happy.

9. I regret not going to startsampling.com sooner. I have often come across it in searches but never signed up because I thought it was a scam. Thanks to that site I am on coupon trains, and learned about bzzagent. It has been truly a blessing when I try to reduce my food and toiletry costs.

10. I regret that I let myself always place others needs first. I allowed my desire to help other place my needs to the back burner. Because of this I have felt I do not deserve better in many situations. I do deserve better and I am starting to say no when people ask for my help when it will cause me to place my needs on the back burner.