Well for a while I have been reading about the challenge and now I am ready.

$20 to start, well I guess I can do that.

My DH gets $200 per month Mad Money, up to this point I have NEVER taken any mad money. He just received his $100 (paid on the first and the 15th). So year to date he has received nine payments or $900.

So if I go back to January first and gave myself $25 twice a month for a total of $50 monthly, That is 1/4 of what my DH gets, I am frugal so that should be fair. I would have $225, which is my startup and another $205.

I want $250 so I could open an ING Orange account and get a $25 bonus and a very easy way of watching my $20 challenge.

Here comes in the CVS savings. I bought 4 FREE after ECB tubes of Toothpaste and used $2.00 in coupons on them, that is profit of $2.00 and 4 tubes of toothpaste would have cost $2 each at Wal-mart. That is $10.

Total
$235

One FREE after ECB toothbrush which would have cost me $2 at Wal-Mart after me subtracting from the cost any coupon I would have used. One FREE after ECB Deodorant $4 would have been spent buying my DH's normal brand. The three Free boxes of Chocolate honey bunches of Oats from Wal-Mart on April 17, 2008 because of my $2 off coupons = $6. Alavert I got 60ct for $1.96 it would have cost close to $20 after taking off the coupon at Wal-Mart, so that is $18.04.

Total
+$2
+$4
+$6
+$18.04
= 265.04 That amount I will start my ING Account with.